Loaning Mechanism through Automated Automatic Scoring System in Commercial Banks

Authors

  • Norov Akmal Ruzimamatovich Associate Professor of the Department of “Banking and Investment” Tashkent State University of Economics
  • Toymukhamedov Ibrokhim Rikhsiboyevich Professor of the Department of “Banking and Investments” Tashkent State University of Economics
  • Saipnazarov Sherbek Shaylavbekovich Associate Professor of the Department of “Taxes and insurance” Tashkent State University of Economics
  • Elbusinova Umida Xamidullayevna Senior Lecturer of the Department of “Banking and Investment” Tashkent State University of Economics
  • Beknazarova Nilufar Tulkinovna Senior Lecturer of the Department of “Banking and Investment” Tashkent State University of Economics

Keywords:

bank, banking system, business entity, automated scoring, credit scoring, scoring models, creditworthiness, credit rating

Abstract

The article provides a detailed analysis of the introduction of credit scoring as a vital necessity in the world of economics, its scientific significance, mechanisms of application in practice and the existing problems in these mechanisms. The impact of automated credit scoring on economic development in different situations is also considered, and a mechanism for lending to businesses through an automated scoring system in banking practice is proposed.

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Published

2021-11-10

How to Cite

Ruzimamatovich, N. A. ., Rikhsiboyevich, T. I. ., Shaylavbekovich, S. S. ., Xamidullayevna, E. U. ., & Tulkinovna, B. N. . (2021). Loaning Mechanism through Automated Automatic Scoring System in Commercial Banks. International Journal of Development and Public Policy, 1(6), 13–19. Retrieved from https://openaccessjournals.eu/index.php/ijdpp/article/view/565

Issue

Vol. 1 No. 6 (2021): November 2021

Section

Articles

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